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Posts Tagged ‘finances’

       I’ve added a new post to my new blog here: http://www.writewhereyouareblog.com/?p=2497 on internet marketing or affiliate marketing.  I have moved my blog site to http://www.writewhereyouareblog.com .

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I know people who are struggling, people who have cut back in every conceivable way to save money just to stay afloat.  I also know people who are living very comfortably in nice homes, with fancy vehicles, going out to eat regularily and have no worries when it comes to bills or their health.  The world definately has classes of people who are in the haves and the have nots.  There is also a large population of people who are somewhere in the middle.  The thing is…we all have things that we could share.  Blessings come in many packages.

Everyone of us has gifts, talents, finances, possessions, strengths, knowledge or time that we could share with others.  What I love to celebrate and learn about are those who share those blessings with others without thought or expectation of getting something back from that experience of sharing.

Our society is going through some amazingly challenging times…people are struggling.  We need to be aware of others around us who are in need…those who could use a little pick me up.  It could be a kind word, a nice deed, financial gift, or it could be a sharing of knowledge that could bring a positive change to another.   There is a spiritual attitude that I love, it says this: “Those to whom much is given, much is expected in return”.  I call that an attitude of gratitude; being thankful for all that you have been blessed with and a willingness to share it with others!   I challenge you to find some way to bless others in your daily life.   Consider this a compassionate call to action…what can you give to others with no strings attached?

I have moved my site to a new Url: WriteWhereYouAre if you are interested in reading more blog posts!

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You know that Bernie Madoff has plead his guilt to the court in the securities fraud case against him, as well as  perjury; however, the investigators who are delving into this long -term Ponzi scam are allegedly, having to investigate his business associates, some of his family members, and his tax accountant too.  There is so much missing money…that many observers automatically assume that the money has been hidden among those that he has personal relationships with; whether that is true or not, remains to be seen.

It leaves the impression of guilt by association, though this is unfortunate, because many of them may not have had any idea about the fraud that was taking place.   I personally doubt whether he advertised the fact of what he was doing, to his friends and family; it isn’t something most people would be proud of.    I am thinking about his wife in particular; did she know where the money in their lives came from?  She is also allegedly, being investigated; and, unless she had direct involvement in the day-to-day business operations…how would she know what he did while he was at work?

Still, if the money in their accounts is  found to be accumulated from the fraud; the government could confiscate it couldn’t they?  His own family members could end up being “victims” of his actions, just as well as, those who lost so much financially!  Bernie will be sentenced for his crimes in June.   What the additional investigation finds, will also determine what happens to the others that are being investigated by their association with Bernie Madoff.  Bernie may have plead guilty, but, if this investigation negatively impacts his friends and family…you have to wonder if he will actually feel any guilt!

In this kind of a case, the cloud of suspicion could literally destroy many more lives than those that have already been destroyed.  If Bernie Madoff could admit his guilt in court…why can’t he just be honest and tell the investigators where the money is?   Maybe if some of the money could be found…maybe some of the people who were ripped off could get some of their money back.  If he is keeping that missing money information to himself…it could destroy those that he supposedly cares about, such as his wife, children, business associates and such.  Let the guilty be found out…and the innocent be proven so; still, what if the money is found  in their accounts without their having knowledge of the scam?

So many lives have been destroyed by this security fraud…this Ponzi scam this abuse of trust, it is sickening.  People have lost so much of their money that they counted on to survive.  It makes a person intensely frustrated and angry that Mr. Madoff will be sitting in a prison cell…getting three meals a day and all of his basic needs will be met; while his “victims” future is still up in the air.  The levels of trust and responsibility that we put in our leaders is immense and needs honored by meeting those levels of trust and responsibility and exceeding it!  This damages everyone’s ability to trust those in authority, who’s decisions affect our lives…has it affected how you trust people?

I have moved my site to a new Url:  WriteWhereYouAre if you are interested in more blog posts!

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      Breaking news today at the hearing for Bernie Madoff, financial investor; Bernie has plead guilty to all of the charges against him in one of the largest investigations ever into a Ponzi scheme which ripped off both celebrities and everyday people alike.  Madoff has admitted that he knowingly took money and mis-handled it and lied about it under oath; while actively hiding his activities.

       Bernie Madoff made statements to the court that he is sorry, ashamed and acknowledges that he has hurt many people; he admitted his guilt.  Those statements are some of the biggest understatements ever made.  There are those who have lost their life savings, some who have allegedly committed suicide over their financial situations, others who have need of medical interventions that could save their lives…but now, cannot afford to have done, people who can’t afford to pay their rent/mortgages because of the deliberate actions of Mr. Madoff.  (more…)

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     Isn’t it sad to see someone who was once considered beautiful, sexy, popular and much sought after turned into an empty shell?  In other words a hottie turned into a nottie?  One of the big misconceptions that the media portrays on men and women is that all you have to do to be successful is to be attractive, popular and available.  If a person falls into that trap and doesn’t develop some deeper qualities and values in life…eventually, the emptiness turns a person into a sad, shell of a person who seeks attention in the only way they know how; displaying what they consider to be their only value…their body.

        You see this all of the time in the world of celebrities…but everyday people often fall into that trap as well.  Beauty, youth, and popularity all pass away in time…what’s left is the spirit, the mind, and their purpose in life.  If those aren’t developed along the way…the search for meaning is sometimes mis-directed onto meaningless relationships, trendy pseudo-religions, drugs/alcohol abuse, and endless dramatic attempts to seek attention. 

         As a society we need to devalue the attention that the media puts on empty pursuits by public role models.  We need to encourage those sports figures, politicians, and celebrities who are doing positive…purposeful things in life.  Quite giving time and attention to those who are living on the edge and doing nothing more with the gifts in their lives than pursuing selfish and destructive behaviors.  In raising our children, we need to develop character building, self esteem, and goals of reaching out to others. 

          We do this by teaching them to discover how to connect to others, give back to those who are less fortunate in life, teach them spiritual fulfillment, and to value their bodies by encouraging modesty and healthy self- esteem building techniques. 

           I dont like seeing young guys or gals flaunting their bodies or their finances to gain attention; I like it even less when i see a 40-60 year old who talks, acts, spends, and dresses like a teenager…because that is the only way they know to attract members of the opposite sex.   Let’s encourage an attitude of growth, respect, confidence, and personal development as a way of life!

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      Denis Beaudoin who believes he may be the father of some of the children that Nayda Suleman (Octo-mom) gave birth to has gotten the ok to have DNA testing done to determine whether he is in fact the father of any of the children.  Nayda has 6 older children as well as the 8 newborn babies who made media history recently when they were all delivered alive. 

         Denis donated sperm to Nayda during the years that they dated between 1997-1999.  She told him she couldnt have children the traditional way because she had ovarian cancer.  They were in love at the time and wanted to have a child together.  They broke up eventually and went their seperate ways.  When he heard of these pregnancies and births…he immediately thought it was possible that he was the biological father.  Nayda denies that he is the father and has ok him having the DNA testing to prove that he is not.  Time will tell the truth about paternity.  If it rules Denis out…then the questions will begin again about who in fact is the father.  (more…)

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       Donald Trump has resigned from the Trump Entertainment Resorts.  He allegedly says that if he can’t manage something, then it isn’t for him.  After he resigned from the board, the company filed a Chapter 11 bankruptsy protection proceeding…this is the third time that they have done that.

        Mr. Trump had allegedly wanted to buy the company and take it private; but, it appears that the bond holders chose not to go that route.  It must be frustrating to have a company that is known by your name, but, have very little control over their actual business decisions.  (more…)

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       Surely you have heard the news about the mother in California who gave birth to eight babies this past week; she already has six children; they are all under the age of 8.  The mother, Nadya Suleman, conceived all of her children by invitro fertilization.  She is unemployed and living in a three bedroom home with her parents.  There are so many questions about how an educated woman, could allow herself to get in this position of having 14 children with little or no support.  Many are questioning the ethics involved in allowing a single woman with 6 children and no job to get invitro fertilization in the first place; let alone, get implanted with 8 embryos.

         Part of the conflict is that people are wondering how did she come up with the money for the invitro for any of her pregnancies?  That is not cheap…let alone to have it done so many times.  Also, it is not normal procedure to implant so many embryos for one pregnancy.  Even when 4 or so embryos are implanted…it isn’t expected that all would become viable babies.  That is amazing in itself that all 8 would be viable and born.

        Now, the woman is living in a home with her parents with only three bedrooms.  There are already 6 children in the home.  Where will these babies live when they come home?  Nadya’s father is a contractor who works overseas and probably wont be around to help and the media has been reporting that Nadya’s mother is threatening to leave the home when her daughter comes home from the hospital.  She says that her daughter has been obsessed with having children her whole life; and, at some point received counseling for that obsession. 

     Nadya’s mother is saying that she is leaving.  So, that must be hard for her to even think about…but by staying would that be considered enabling her daughter or supporting her?  At this point, the babies are already here…they have been born.  The mother says that Nadya is out of embryos so that her obsession will have to end.   I think that is a good thing. 

         The question is…if Nadya truly has an obsession…why wasn’t that dealt with before this latest pregnancy?   Will the department of human services get involved to ensure that all 14 children are being cared for properly?  Will a social worker be assigned to the family to co-ordinate some kind of system to make sure that everyone is doing what needs to be done to support this family?  Who will pay for that since Nadya doesn’t work and her parents have filed for bankruptsy within the last couple of years?  The state of California, where she lives, certainly can’t afford to pay for that. 

         The medical expenses alone for this pregnancy will be astronomical.  Babies born prematurely will have huge medical bills from the birth and caregiving alone…not to mention possible life-long disabilities that they could face.  I heard, dont know if it is fact, that one of the older children has possible autistic tendencies.  That too, would be a big financial concern.

         All 14 children were allegedly fathered by the same sperm donor.  Does he bare any legal, financial, or moral responsibility?  Do you think he knows about the children…or do you think it is an annoymous sperm donor?  If he knows about the children…should he be legally forced to help provide physical and financial support?

          News programs were speaking today about the possibility of Nadya selling her “story” to Oprah’s show or maybe even Diane Sawyer for ABC news for something like $2million dollars.  Do you think that is appropriate or inappropriate?

           I at first thought…that is not cool.  She should have to work to provide for those children herself.  But then, reality set in…child care fees alone would take every penny that she makes; and she would still be a drain to the tax payers.  Not to mention…who in their right mind would take the responsibility of providing care for 14 children, all at once?  Another thing, if she was working round the clock to provide for them…she wouldn’t have any time to dedicate to the emotional needs of her children.  If she can’t make money from her “story” then…she would just be another single mother who supported her children from the money the rest of us tax payers pay in…and that is definately not ok with me. 

         As much as I dont like the idea of selling her story to the highest bidder…it is the lessor of two evils.  I dont think the American public (or California tax payers) should foot the financial or medical bills of that family.   Children are a blessing…i do believe in pro-life values.  However, this was a definate abuse of  the system to create a family.  Not the invitro itself…because i think that does provide an avenue for many families who have trouble conceiving children.  However, she already had children…she was not supporting them herself.  That was already a drain on her family and the tax payers assumably.  I do think it was unethical of whatever medical clinic that provided it’s fertility services to her, in her situation. 

         But, on the other hand, once they did enable her to conceive…I heard that she was offered selective termination of some of the fetuses to offer them a better chance of being born without difficulties.  I am glad that she did not terminate any of the babies…because i believe that is murder.  It is a terrible no win situation…but , life is life…and whatever she is able to do to legally support those children should be done.

         I do think if she is indeed offered a large sum of money…she should be court ordered to repay the tax payers for any support or monies that she/her family has received from the tax payers as no one else had the choice about how many children she chose to bring into the world.  I truly would be surprised if some reform or investigation is not performed to question the medical and legal ethics of this situation.  What are your thoughts on this story?

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     Ok, I am going to rant a bit for a minute.  Twice this week the news has hit us with two terrible stories about families that self-destructed through murder-suicide.  Two families that were destroyed.  One family in particular left a suicide note allegedly saying that the reason they were dead was because both the husband and the wife lost their jobs…were in debt…and were rejected by their employers.  The other family’s reasons have not yet been announced.  The family members allegedly say that there was no clues to this tragedy.  What i want to know is…can we stop families from hurting the ones that they love?  Yes we can, encourage them to seek help:  http://www.suicidepreventionlifeline.org/  Each time something like this happens…those who were lost leave behind friends, family members, neighbors, acquaintances and community members who are hurt, confused and saddened.   We have to take care of each other and learn to be more in tune with those around us.  (more…)

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This is the time of year when people make all kinds of resolutions…some are attainable and some are not. Many times people make New Year’s resolutions and set themselves up to fail because they are too big or grand…the promises they make to themselves; or to others, just aren’t realistic. However, I think i have come up with the primo resolution. I want to celebrate the things in life that make me happy! I want to nip things in the bud that hold me back from achieving in the areas of life that I have been afraid to take a chance on.

I resolve to do more of the things in life that make me happy, healthy and that put me in a more financially secure postion. I am going to do less of the things which consume my time, in which I don’t have control over the outcome. I will make more of an effort to be less stressed…more at peace with the choices I make in life, and to do more serviceable types of things for others; not because I have to, but because that makes me happy.

Lord knows there is lots of negativity in the world both outside of my home and inside my head; I am going to work very hard at overcoming negative thoughts that could prevent me from being successful in the things that I decide are important enough to spend my time on. These are all do-able resolutions. They are not a quick fix for any one problem in the world, or in my life but, they are good practices in general. So, it is lifestyle choice…a work in progress.

If I make a mistake and realize it…it doesn’t mean I have to go all negative and stop trying. It simply means that, I am giving myself permission to have a do-over…a start over…a chance to improve. In other words…I resolve to do more of what makes me happy. I have a pretty basic happy nature…but circumstances have the ability to bring anyone down…I am making a decision to allow that to happen less often. What have you resolved to do in 2009?

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