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Posts Tagged ‘foreclosure’

If you are a person who looks to use and purchase products that help to promote the idea of organic farming practices and the idea of sustainability; then I would like to introduce you to Peppermint Jim and his products.

I first met Peppermint Jim back a couple of years ago in person in Michigan.  He’s had an impact in Michigan where he helped to save his family’s heritage mint farm from foreclosure.  He did this through hard work, and with the help of loyal customers.  Jim believes in using organic farming practices that help build up the soil and protect it from poor farming practices that harm the earth with dangerous chemicals and destructive, or careless techniques that don’t look beyond the season’s current harvest.

I have to say that I was impressed with the man’s knowledge not only of those issues; but also, the intensive passion he shares for mint farming and for supporting struggling independent producers who are trying to make a living in a very competitive world.  He’s done this by not compromising his faith or his belief in doing things in such a way as to honor God’s creation.  He does his best to educate others and to provide products that promote health and well-being for the consumer as well as the environment.

In fact, Jim supports Southern Arizona Green Chamber of Commerce and Mrs. Greens World Care to encourage green practices in communities and businesses.  The Tucson Arizona community is familiar with this way of thinking and it is a great place to connect with like- minded people.

In the May edition of Guideposts magazine you will find an article on Peppermint Jim and the story of his legacy from the role that his family’s heritage mint farm played in his professional growth; to the place that he is in now and, the direction that his experiences are leading him to, in the future.  Don’t miss it…get the May 2011 edition of Guidepost’s magazine to learn more about Peppermint Jim and his life partner, wife Lilian and the role that their mint based business will play in the forward thinking communities who are wise to a greener and more sustainable world.

Jim has taken his knowledge, passion and purpose to Arizona and is introducing community members and loyal customers to his new line of products.  His commitment to sustainability is contagious and he educates others to this way of farming.  He is an encouragement to other farmers and independent producers of consumer goods; to do what they know is right and to have an opportunity to provide a living for themselves by bringing products to the marketplace that envelope all that they believe in.

You can see Peppermint Jim’s line of pure mint oils, body care products, farming tools, his handmade candies and goodies as well as his soil rejuvenator which feeds plants from seedling to bloom/harvest.  You can find out more about what’s good for you and your family at Peppermint Jim

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      Now that the historic 2008 election for the President of the United States is over and Barack Obama has won…there will be great expectations.  Obama really ran on the platform of “change”.  As the agent of change…he will be watched and judged in a way like no other before him.  Everyone is expecting miracles; and miracles, is what this nation needs.  Families are looking for stability in their lives.

       As we have demonstrated to the world over the last few months…we have to get our finances as a country and as a world under control.  We must heal the breakdown of credit and the housing industry…the buying, selling and foreclosure of homes.  We must address the nations dependency on oil from foreign countries.  We must investigate and explore alternative forms of energy.  We must address the dwindling funding that forms the foundation of education in both lower and higher education.  We must find a way to insure those who have no medical insurance.  We need to apply some solutions to the social security flux which will drain the funds because of the aging population.  We must repair relationships with countries around the world that have been badly damaged over the last 8 years.  We must continue to protect ourselves and others who are under siege from terrorists around the world.  We must insure that our children have opportunities before them that children from other countries have. 

        I say we meaning, African Americans and all Americans, Democrats and Republics, conservatives and liberals, men and women…it doesn’t matter who you are…we are in this thing called life together…and that is how we have to approach solutions to the problems that we face as a country.

        With an unprecedented stacked deck of Democrats in the House & Senate, as well as a Democratic President, we will have great expectations from Barack Obama as leader of the United States. Republicans have taken the heat for the condition of the United States for quite some time…now it is time for Democrats to prove their worth as they lead our citizens.  

         Is President elect Obama up to the task?  He had better be…because it is unacceptable to think about the alternative; and, the impact it will have on this country if he fails at any one of the aforemented issues; as well as many, many more issues which are in need of major renovation to become healthy once again.

         Hopefully, we will not, in our zeal to affect change in this country, continue to attack the basic values of conservative America.  We are seeing escalating legal attacks on the defination of traditional views of marriage and family.  We have people who are determined to stretch the defination to include gay marriages as a legally recognized state of marriage.  There are those who seek to further liberal ideas such as legalizing marijuana and prostitution; or expanding the limits of abortion.  It seems that traditional values in this country are being turning upside down…what has been considered to be right is now viewed as wrong and is prone to challenge.

        There is some real resistance against such change, from those who consider themselves conservative; to fight and stand up to those challenges; by those who not only believe in a liberal view of rights and responsibilities but, those who seek to change how we govern ourselves regarding those issues.  So is Barack Obama up to the task of effective leadership of such diverse approaches to life?  Time will be the judge! In the meantime, citizens of the United States have a right to great expectations.

       

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        Here is a story that illustrates the breakdown of American business.  Jim Crosby and his sister Linette are in a fierce and immediate battle to save their family owned mint farm business.  They are to be foreclosed on, any day now…they need to sell bottles of mint oil to save their business.  They are located in St. Johns, Michigan.  Michigan is one of the hardest hit states when it comes to the economy.  People here are struggling to hang on to the most basic necessities of life…this family only wants to be able to continue to provide a service to their customers…both old and NEW!  It is their dream to be able to continue marketing their mint oil.

         Their business has been owned by their family members since the early nineteen hundreds.  This is their legacy…and it needs an influx of cash, today.  You can visit their website ( http://www.getmint.com)  and help, to try to save an American owned business.   In a day and age where American business owners are moving out of the country left and right, to get cheaper labor and make more of a profit; it is nice to be able to support a company that has stayed in America while producing their product.  If you use mint oil for cooking, baking, tea, health aid, air freshner…or any other use…please buy from this company and help them stay in business…but, don’t dawdle…they need cash now to stay in business.  The bank that is planning to foreclose on them…could take their bottles of oil and they could take the equipment needed to continue producing the oil…thereby, putting them out of business.

         We have to make a stand for some kind of return to common sense…producing in America, selling in America and buying in America…this is how we build a strong infrastructure in the country once again.  You can build up business, jobs, and housing markets by keeping American’s working.  You want to strenthen the economy?  Stop buying everything from other countries (because it’s cheaper) and start supporting American owned and operated business that produce quality products.  The job or business that you save just might be your own!

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          Suicide is not a pleasant subject.  It is a word that makes most people cringe.  People who have lost a loved one to suicide cringe too; they have more of a reason to be disturbed by the word.  Most of us don’t stop to think about suicide death on a daily basis…but maybe we should.  For those directly affected by a suicide…it is an especially difficult thing, to grieve…because there are so many added things to work through. 

          Loss is one thing; that is bad enough…but, add to that… justifiable feelings of abandonment, anger, denial, financial distress, shame, isolation, shock and even rage for being rejected by the loved one; for something as unknown and final as death, many times without any warning that suicide was being considered. 

           It is a hard subject to talk about because studies often have shown a correlation to discussions about suicide and the rates of suicides that have increased after say a media interview or article that is published in a large viewership.  So how do you address such a terrible thing as suicide without taking the risk of an outbreak of suicides?  I am not sure…but i do know…that listing some of the signs or risk factors is important…because it is possible to at least become aware of some signals that may alert friends or family to a person who is contemplating taking their own life. 

            Some of the obvious signs are:  sudden changes in personality or behaviors, drug or alcohol use, life changes such as loss of job or marriage, verbal comments such as life isn’t worth living…, depression, neglecting personal well-being or appearance, loss of interest in things the person previously enjoyed, extreme mood swings, sleeping excessively, giving away precious things, avoiding close friends or family, isolating themselves, gaining or loosing noticeable weight without trying, lack of effort at school or job, listless, a feeling of hopelessness or failure, lots of negative or sad comments, focussing on negative circumstances and obsessing about them.

             There are times when people are more at risk than others, for some it is during their teenaged years if they struggle with acceptance and sometimes depression, for others it is in middle age when possible sudden life changes are perceived as failures or loss such as divorce or forclosure, the elderly are often at risk of suicide because of health issues, isolation from friends and family and many times because of financial issues.   It is important to remember that some medications carry the risk of increased thoughts of suicide…so talk to your doctor about these issues if there is any concern at all.

            All ages and sexes are at risk of a potential suicide.  People must get better at listening to each other; and, they need to stay connected by communication on a regular basis.  No one wants to think of friends or family doing the unthinkable; but, it can happen to anyone. 

            Many people try to respect people’s privacy and back off when in fact, it is at these times that they are needed more than ever.  Fear of not knowing what to say or do is common.  When in doubt…it is always best to contact a professional.    Here is a national hotline to contact if you or someone you know is dealing with the idea or fear of suicide:   1-800-273-TALK.
www.suicidepreventionlifeline.org/

                The impact of suicide is long lasting on those survivors who are left behind.  Every life that can be saved is a gift…every person has value.  We must begin to find ways to open the opportunities to share with one another the hurts and disappointments in life and find ways of overcoming the effects of those things in our lives and in the lives of people that we care about.  Do you know someone who was able to turn the corner and avoid the tempation of suicide?  How did they do it?  Do they share with others about their experience?  Many people in schools, nursing homes, and professionals in your local communities could benefit from that knowledge so that they can help others.  How can those experiences benefit others?

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        You know what…i don’t know much about foreclosures on a home; but, my family came closer to it than i want to think about this past winter.  I know that foreclosure is happening to more and more people.  I live in a state where the economy is all but paralyzed.  People are loosing their jobs, left and right.  The cost of living is skyrocketing.  I know people who are working two jobs and still are struggling to survive.   I also know people who have gone to donate blood and plasma just so that they had gas money to drive back and forth to work.  This puts the quality of life into the depression era, as far as I am concerned.  Foreclosure can happen to anyone because, right now, the economy stinks.

         This past week, we have heard about a couple of high profile people, Evander Holyfield and Ed McMahon, who are possibly loosing their homes to foreclosure.  One of them, Ed McMahon seems an unlikely candidate to loose his home to foreclosure…however, Ed explains his situation.  He says that he wasn’t paying attention to how his money was managed by business people.  He also says some personal difficulties such as divorce and a broken neck decreased his finances and his ability to work.  He says that he worked hard all of his life.  Alot of people are in the same situation…maybe they can’t even retire or pay for their child’s college because of their financial situation and the possible loss of their home.

           Ed McMahon talks about the million, or so, people in the United States that are now facing foreclosure and says that he understands how people are working hard and due to their personal circumstances they could lose their homes.  Many of them, Ed says, didn’t do anything wrong…maybe they lost their jobs or face medical, financial difficulties…but because of those situations…they are being forced out of their homes that they worked so hard to have.  He says he would like to tell them to find the best help available and to not give up. 

         Those explanations are real life for alot of people.  It has been recently estimated that 1percent of home mortgages have gone into foreclosure from January- March of this year alone; that is around 447,723 families.  Divorce, job downsizing, health issues and the economy are putting more and more people in jeparody of loosing their homes.  For most people, their home is one of their biggest assests or investments.  How does this concern you?   Let’s take a look… 

          The problem is…as the economy worsens…more people loose their homes and that means that more homes are on the market.  Say you want to sell your home…how are you going to do that with all of the houses sitting empty on your street, in your neighborhood, or your town or state?  And if you are lucky enough to find someone who wants YOUR house….will they give you what you have to have financially for it?   Housing that is devalued further complicates the issue.  Propety values plummet in areas where there are many foreclosures.   When people owe more on their house then it is worth, because of the devaluing of it…they can’t sell it without taking a huge financial loss; not to mention coming up with the money to move somewhere else.  The stress and the emotional toll it takes is devastating.  It is a bit like a chain reaction…because then their credit is damaged…and finding another place to live is difficult, relationships take a beating in times of financial crisis too.  Other people can be quite judgmental and often people feel ashamed of what they are going through.  The changes that a family has to go through in a foreclosure has a far reaching impact on schools, jobs, relationships, health and emotional well-being.  I heard a random number tossed about in a news report of between 7-8,000 people enter into foreclosure procedures a DAY!  Those numbers are staggering…and devastating to our economy.

         There are those who say…well, those people shouldn’t have tried to live outside of their means.  That may be true in some circumstances; but, many of those in foreclosure had good paying jobs when they bought that home in good faith, they may have been in perfect health when they bought their home, the economy might have been healthier at the time of the home purchase.  Life is full of changes; foreclosure can happen to anyone!

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