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Posts Tagged ‘future’

       Here is something to think about with all of the financial crisis making the daily news.  Have you signed anything legal agreeing to rip yourself off financially?  Many people probably haven’t realized this aspect of the times yet…but, a normally smart thing to do each summer is to sign up for a budget plan with your winter heating fuel supplier…agreeing to “lock in” a price when the prices are low during the summer…just in case the price of heating oil/gas goes up, like it normally does in the fall and winter months.

        This year…against any predictable reasoning…gas prices have fallen, sharply.  Still, once people sign on the dotted line to lock in a heating source price…they truly are locked in at that price.   I think as people discover this situation for themselves…there is going to be alot of anger of being caught in this situation.  Some say, that most years it makes sense to lock in and it works out to their advantage…but, this year has really challenged that theory.

          Locking in makes sense usually; the agreement is usually accomplished in mid summer.  Well….if you remember correctly, in July…gas prices were sky high.  In my neck of the woods…gasoline prices have dropped from an all time high of approximately $4.25 down to now a $2.88 cents a gallon.  If you apply that thought process to home heating oil/propane….you can just imagine how much money that people are loosing.

          With the rising cost of food, rent/mortgage payments, health insurance, and other necessities…people can ill afford to pay extra when they don’t have to.  I, for one, am glad that i didn’t lock in my propane prices; like i was advised to! 

          Did you get ripped off by signing an agreement to lock in your heating costs this year?  If you did…you are not alone…and personally i don’t think anyone expected such a situation…but, it really is a gamble trying to predict the future with heating costs.  I am pretty sure that, next year, companies will have a hard time getting people who were burned this year, to sign on the dotted line.  Just stop and think about how many people are living on fixed incomes…i almost hate to see winter arrive because…we will see more people suffering and living in dangerous conditions, in colder climates, because of this.

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         Did you ever go to a wedding and just observe the Bride and the Groom closely?  Today, i did just that very thing.  Oh, to be sure…the Bride was beautiful and full of smiles; and she looked the picture of what a Bride should look like.  Youth, beauty, joy and excitement poured forth from her face as she, who is normally very shy, looked everyone in the eye and took her vows.  This was her testiment to her pledge of love and commitment.

          The Groom also looked young and full of love and pride in the bride of his choosing.  There were awkward moments in the ceremony…such as a very loud train rumbling by the church…just as the bride was speaking her vows. Then, they did some wonderfully, unique things in their ceremony.  They took communion during the ceremony which was lovely.  The poor bride got a larger piece of the bread put into her mouth by her groom; which took her several minutes to chew and swallow…which caused her to be somewhat embarassed and caused some good natured laughter in the crowd.

          Part of the unique ceremony took place when the bride was given in marriage by her father to her groom; at that point…the bride and groom took the elevated platform in the front of the church; and the minister then, came out into the congregation and stood with his back towards the back of the church…he faced the bride and groom; who stood facing the spectators.  This viewpoint gave the advantage of watching the bride and groom as they spoke their vows, lit the candles, and smiled into each other’s eyes as they whispered affectionetly to one another.  Then, the groom played the guitar while one of his groomsmen sang a tribute to their love for one another.

           All in all, it was a trusting, loving, innocent step into the future as husband and wife…not knowing what the future holds for them…just knowing that they were taking the beginning step forward, together!  Hopeful for a lifetime journey.

        

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         Well, this is interesting…tonight on Dancing With the Stars…Kim Kardashian left the show before 82 year old Cloris Leachman.  HMMMMM…what can you say?   That is just sad.  Someone young, someone able bodied, someone who supposedly has a strong following, because of her “reality celebrity” television show, couldn’t beat out an 82 year old comedian/actress…who really can’t dance, who goes for the joke with her performances and who shocks viewers with her poor taste in speech!  

         Well, we are in for another week…of mugging by Cloris.  I certainly thought it was time for her to leave this week…but, what can you say…Kim certainly didn’t help matters with her poor performances.  Thanks alot Kim…i really like Dancing With The Stars…but, i really think that they need to respect the fact that their show is supposed to be family friendly…let’s make sure that future performers remember that fact!

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        Titanic, the US economy & rescue boats; what do they have in common?  Much!  Do you remember seeing the pictures of the Titanic ship as she prepared for her maiden voyage?  It was large, it was the ultimate in luxury and it was celebrated as “unsinkable”.  The US economy has sort of lived in luxury even if it has been on “borrowed/credit” monies.  I think many thought the structure of the US economy was unsinkable as well.  We now know differently because of the financial crisis that many have been working so hard to “rescue”.  It is common sense, if you live outside of your means to pay for it…you will loose it all.

          While i think we will probably be saved from the fate of most of the passengers and crew of the Titanic; there are some who will definately suffer.  This morning on the news programs it was announced that the biparisan effort to “fix” the economy has reached a tenative agreement on the way to do that.

           What we need to do is wait to see the methods that are employed in this fix- it solution.  Waiting feels a bit wrong because things are so very important and desperate for many Americans.  There has been suffering already.  Some of the suffers have already been in extreme situations…loosing their homes, filing bankruptsy, working more than one job trying to make ends meet; some have been successful in changing their financial direction and some were not.  Hearing that taxpayers are going to have to fix this problem with more taxes when they are already pushed against the wall is terrifying.  So, some quick explanations of this “bailout”  is very important to calming the fears of the public.

           It is going to be crucial to learn lessons from the Titanic experience.  Even now, knowing that it sunk, knowing that lives were lost…do you think that if the passengers and crew on that ship had each had a bucket and a will to survive that they would not have made the trip up and down the stairs to make an attempt, several times over, to try to bail out the water in the bowels of that ship?  Of course they would have. 

           Had that ship had more lifeboats (rescue boats in our case) would more lives have been saved?  Certainly.  So, What does the Titanic ship and the US economy have in common…they both needed rescuing, they both carried movers and shakers, people had a vested interest in saving them both, lives were and are at stake in both situations.  Can the US economy survive when the Titanic ship did not?  It is possible!

          Let’s pray that the bi-partisan plan has figured in enough rescue boats to save not ONLY the large banking systems, the mortgage companies, the credit card organizations; but, the people at the base of each of those situations…the taxpayers…the recipients of those services.  The little people who are drowning in the flood as we speak need their own rescue ships; or, the overall plan will fail. The future impact of this bailout is not only important to the US but to the global economy as well.

         We must not forget that any of those businesses cannot possibly make a comeback if the little people can NOT afford to make use of those services…and, they can’t do that if they are loosing their jobs, their homes, their families to the high cost of living!  We all want and need to survive…the will to survive is there; if there are enough rescue ships in this plan, we may just be able to keep the ship of the US economy floating long enough to make it healthy again.  We all may be traveling at a lower level than luxury or first class…but, that is alright…at least we will have the chance to recover.  We just have to adjust how we think and make choices in our day to day lives that are within our means to pay for them…what a novel idea!

            

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         What a stinking mess we are living with.  Fear smells up a place…we have a huge financial crisis, a huge political crisis; and, it could be a privotal moment of rescue or a plunge into the abyss and truthfully, the whole thing could go either way!

          Huge meetings are taking place in Washington…panic is like a throbbing headache…it is there making it presence known…threatening to turn into something much worse than a mere pain.  Into the frey, we have a bailout plan that was possibly agreed upon, until some say McCain derailed it with the House Republicans who disagreed strongly with parts of the plan. 

          Throw on top of that…a debate that is scheduled for tonight between Sen. McCain and Sen. Barack Obama.  Battle lines have been drawn, in a somewhat blurry manner.  Sen. Obama says he will definately show up for the debate…McCain says…we should reschedule the debate and focus on this immediate crisis with a plan for the financial stabilization for our country.  Our leaders have been in financial denial too long to let this negatively impact our country any longer.  It is time for commitment to understanding the problem and taking action.

          Who is correct…Obama says the debates are important to help the people understand how the Senators would handle things if they were the chosen one for the Presidential office.  McCain says, these meetings in Washington are critical and that they should be involved in them.  This whole thing is larger than a difference of opinion.  Does it say something very basic about Obama’s nature to hold to the plan for the debate when all of the rest of the country is focussed on this crisis?  Does he feel set apart from it all?  Or is he making a statement by letting the others take the action behind the scenes?  Is he right to stay out of it?  Or should he be more involved? If he doesn’t get involved in the planning of the bailout…will he understand best how to run the country if he should win the election?  Will Obama will the voter’s approval in November for not going to Washington at this time? 

        Is McCain right to be in the middle of things?  Should he be in there fighting for the things to be included or excluded in the bailout plan?  If he wins the election will it help him to run the country by being involved in the planning of the bailout?  Should he back out of it and go do the debate?  Will McCain’s involvement hurt his chances for election in November?  Or will he be seen as trying to make a difference?  Does his involvement help or hurt his chances for election?

          What i don’t understand is why they both can’t be right?  Why can’t the debate be moved to Washington and take place there…while the rest of their time could be focussed on the meetings to keep current on what is happening behind closed doors.  Those meeting are going to not only impact the country in deep and profound ways…but, will also impact whoever does end up in the Presidential position!  This is real, this is so much bigger than either of the candidates and they both need to understand that the American people are going to have their decision made for them by the end of this crisis!

          This is no time for game playing, no time for political mud slinging, no time for experimentation…this country is looking for someone to take the helm of this country and be proactive in guiding the ship to a safer, less rocky course than it is on at this very moment in time. 

          Wall Street is in turmoil, the American tax paying public is in no position to fund a bailout when most of it’s residents are barely surviving as it is.  Banks are collapsing, housing is bottoming out, businesses are busting out all over the place, people’s investments and retirements are in jeparody…this is shaky ground; reminescent of what happened in Russia just a few short years ago. 

          Other countries are getting nervous as well.  Beware of the person who says they have all of the answers…because no one possibly can.  This is uncharted areas of expertise.  The last thing we need is a knee jerk policy…however, we need to start doing some major corrective action or things will not be able to recover. 

           Anyone with half of a brain knows that you don’t make crucial decisions when everything is imploding…because you need to make rational choices.  How in the heck did we get this far gone in this country before the “experts” in the markets and financial infrastructure sent up a red flag or a flare?  Couldn’t they see this coming down the road early enough to start changing the direction of this disaster?

           People’s very quality of life is slipping through the cracks of our governing body.  Something has to be done…but, who knows best?  Who do we trust?  Are we going to waste time having a political showdown between the two very people who could possibly be running the government in less than two or three months?  The sky is falling people…the sky is falling…for real this time; we are not crying wolf when we say…we need an immediate comprehensive plan to stop this country from disappearing into a black hole in the universe!  It is time to pray for the leadership of this country and ask that they be given wisdom in their decision making!!!  update:  Breaking news…McCain now says: he WILL attend the debate this evening in Oxford, Mississippi!

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       I just heard an amazing thing…Google wants to impact the world with fresh new ideas…and what’s more…they are willing to reward those ideas of positive impact with some major money that could turn this world side ways on it’s axis!  This is to celebrate their 10th birthday.  The winning suggestion will come up with an idea that is able to help many people in the world.   Do you have an idea; one that, if it had some major money and some expert guidance behind it, could improve some area of life for a whole lot of people?  Here is what you need to do then…go to:http://www.project10tothe100.com/index.html .

         Tell them your idea…answer their questions and wait to load up the cannon of impact to explode some positivity on the universe.  There is a potential for $10 million dollars to be used to implement the ideas…but you have to hurry…go to: http://www.project10tothe100.com/index.html .  There is $10 million dollars allotted to making this happen…they can divide that amount between up to five different ideas…or they could choose to support one idea.  The funding would be divided accordingly if they went with multiple ideas.

          We live in a world that is filled with need; Google just wants to make the world a better place for as many people as possible.  Do you have an idea that can help make that happen?

          Submit your ideas before October 20th, 2008.  You don’t have to have the skills to implement your idea; whether it be a humanitarian, technological,environmental,agricultural, artistic,economic,medical or any other kind of idea.  Just post your idea…answer their questions and wait and see how it will take shape if your idea is accepted as an idea of promise.  The future impact is only limited by the quality of the ideas submitted.

           Put on your thinking cap and come up with something that will make the world a better place to live in…for the most people; from now, and into infinity!  Good luck…and many blessings to those who will be impacted by the thought, the guidance, and the money.  Thank you Google for shinning a light of opportunity for the recipients of this wonderful project.

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          Do you remember in the old days when someone won gold in the Olympics; they maybe made the cover of a cereal box or got a television commercial?  These days, with all of the open access to micro media (social networking)…a savy person, or someone with the bucks to hire a  skilled publicist, has the whole world at their feet if they so choose.

           Michael Phelps must be either very savy with the micro media, or he has the bucks for the publicist :).  News came right away that he was going to be working on writing a book.   Keeping his name in the forefront of the media is a wise thing; it will help him to sell his book in large numbers; which publishers love!   He has done the traditional celebratory thing and went to Walt Disney World for a colorful photo op.  He has even been making the rounds in the traditional media mags like People who try to dig into his personal life…like the romance department. 

          Evidently, he has been in training for more than the Olympics as he learned somewhere how to evade direct responses to requests for said information on his love life, haha.  I say go for it Michael…it’s is no-ones business unless you choose to make it public knowledge.  Of course, that doesn’t stop the speculators who suggest that he is involved with a former beauty queen from California, by the name of Nicole Johnson.

           Michael Phelps is also keeping busy by expanding his skill set.  He is going to be on Saturday Night Live on Sept 13th.  It appears that Michael is going to avoid that typical emotional let down, that many feel after competing in the Olympics, when all of the attention shifts from the competitors and their accomplishments to other news of the day.  Smart move…it is never a pretty thing to see a role model who is accomplished, wither on the vine, not knowing what goals to set their sights on next.  Good luck Michael Phelps with your exploration of the world; you seem to be enjoying the experiences as you go, as you should!

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       Labor Day is celebrated traditionally on the first Monday in September every year in the United States.  The original idea came about in 1882; it is a bit of a controversy who came up with the idea but most agree it is one of these two men, Peter J. McGuire a carpenter or Matthew Maguire a machinist brought the idea to the American forefront.  The reasoning behind a Labor Day was to celebrate the men and women in this country who work so hard to contribute to the infrastructure of our country by the manual labor and the sweat of their brows.  This Day is to honor them by giving them a day off from work and to recognize all that they do for their families, their employers, and their communities.

        It has become a national holiday, that over the years …the reason for the celebration has been diluted by the activities surrounding it.  There are picnics, festivals,tele-thons, fireworks, cookouts, parties and get-togethers…all of which are wonderful.  However, the reason for the Labor Day needs to once again be brought to the forefront; as people work harder than ever to build businesses, products, and services…but, seemingly the American Worker gets farther and farther behind in their earnings and their savings.

         Today, it was announced in the news that personal incomes dropped by 0.7% in the month of July alone…this is the most noteable drop in income, in over three years.  This comes as a disappointment as the government had issued those tax incentive rebate checks that were supposed to stimulate the economy.  It just goes to show that the fine balancing act that is the American economy, is more than just a little off kilter.

          The American worker works longer hours, and has more financial burdens than they need; and, are saving less than ever before.  The uncertainity of job security hangs over everyone’s heads as corporations and businessess outsource work to citizens from other countries, or outright move their businesses overseas to save money.  It costs more to do business now just as it costs workers more to exist. 

            The cost of living seems to be raising the stakes as workers struggle with rising gasoline, food prices, health care, education costs, home heating fuel and fluctuating mortgage payments, foreclosures, and bank failures. 

            Business companies and workers alike need to come back to the idea of the solid  American work ethic and the celebratory rewards from their employers for loyalty of service to their employees by investing back in the American economy.   CEOs and Administrators need to stop demanding and expecting so many perks and rally up behind some sacrifices that pump some new lifeblood into the network of reliable work histories of the American people.  Workers need to work hard to build up the assets of their employers.  We can learn alot from our forebearers in how they earned, saved, and how this country was built from the ground up.  The American worker who went before, often worked in unsafe working conditions. 

              We have come a long way in making working conditions safer due to labor unions and the worker creating an awareness about those issues, as well as child labor laws.  We can learn from both the good and the bad.  People who work hard and are reliable and trustwory as well as dependable; should be rewarded with job security, appropriate income, and benefits.  Companies who value their workers and develop stability should be praised and encouraged.  Together they are what this country needs to get the balance back where it needs to be.  We need to encourage more teamwork between employers and employees.

               So this weekend, as you celebrate your well earned time off to spend with your friends and family with a variety of R & R…let’s keep our priorities straight.  Celebrate and honor the traditions of those who came before and helped to trailblaize for the American worker of today; when you work…work hard and give your best quality.  Companies…if you have workers who don’t do their jobs and don’t give of the appropriate level of work…let them go…there are plenty of workers out there who will. 

                America has become a bit off balance.  There are those who work hard and are proud to do so…and there are slackers who are proud to be slackers.  There are companies who struggle to provide good products, and services who honor their workers with appropriate rewards and there are companies who don’t.  Unions sometimes will get behind a worker who shouldn’t necessarily be backed up if they are in the wrong.  There are occasions where it is hard for a company to dismiss a worker who isn’t working up to the appropriate standard of employment…don’t back up the worker who is in the wrong…it costs the company money, it costs the laborers in morale and it takes jobs away from workers who really want to work and would work hard for what they earn. 

                The next American President needs to create more opportunities for workers to have jobs and not just in the large metropolitan areas…there are plenty of potential employees who live in the suburbs and in the country areas who need good paying jobs.  We need to teach our young people how to work, how to take pride in a job well done and how to respect those in authority over them so that they learn how to be a good employee.  Maybe the next American President could take a page out of President Franklin D. Roosevelt’s legacy and create something like the CCC or Civilian Conservation Corps which created an environment of employment, did amazing things for our environment, provided for families, and built a generation of dedicated hard working individuals who gave something meaningful to their country and their communities.  That would be amazing!

                We want to celebrate the best of the best.  Whether you are an executive, a laborer, a clerk, a stock person,a doctor, professor, janitor, or a truck driver, etc…it doesn’t matter, it is about the quality of person that you are; your integrity, and the willingness you have to earn what you are paid for. So what does Labor Day mean to our country today?  It could very well mean the difference between building up our economy or the total collapse of the very infrastructure that this country was founded on.  Buy American… Happy Labor Day weekend!

           

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Stand Up To (2) Cancer

        Do you know anyone who has been diagnosed with cancer?  Did you know that 1 out of 3 women will be diagnosed with cancer in their lifetime…1 out of 2 men.  So unless you are a family of one, with no friends and you are the luckiest person in the whole wide world…cancer is going to touch someone you care about, at some point.  If you haven’t had to deal with the enemy cancer yet…consider yourself blessed beyond reason.  There is a movement afoot to Stand Up To Cancer.  It doesn’t matter if it is breast cancer, colon cancer, blood cancers, brain cancer,ovarian, or any other kind of cancer…it is a destroyer and needs to be eliminated.  Please join forces to battle a plague on the world that we live in…help fight cancer.

        The goal is to Stand Up To Cancer and understand it…take it apart…so that we can more efficiently battle it and WIN!  That is the end goal.   Cancer is the enemy…it is a thief…it has stolen enough, artists, doctors, mothers, muscians, pilots, cab drivers, babies, teachers, clerks, lecturers, fathers, students, writers, researchers, husbands, factory workers, miners, fire fighters, sons, nurses, daughters, child care workers, politicians, sisters, waitresses, brothers, lecturers, speakers, wives, caregivers, grandparents, role models, athletes, neighbors, librarians, friends, social workers, police men & women, military men and women, designers, dancers, clergy, you get the idea…Cancer is not picky about who it chooses to invade and try to destroy. 

          It could be you next, or someone you care about.  Cancer claims one life a minute each day!  Can you believe that?  One person a minute per day is too many loses! That is 1,500 deaths per day… that is unacceptable.    Protect your health best way that you can, eat right, exercise, protect your environment, take your vitamins, stay away from contaminants, be aware and educate yourself.  Honor those who have fought with everything they have…help out someone in a health crisis with cancer…be a supporter to someone in need. 

          Once cancer strikes…there are many needs, physical,spiritual, medical, emotional, financial, transportation, and daily care needs.  Do what you can to lift someone up!  Life is precious.  Will you make a commitment to be a force to be reckoned with and help make an impact in the fight against cancer?

         For us to win the war on cancer it requires courage, support, awareness, education and funding.  The television networks are joining together to bring those tools to the public and try to create a historic event that will hopefully rev up the odds of winning.  http://abcnews.go.com/Health/StandUp2Cancer/  There are many celebrities who are adding their voice and their talents to the project.  They have a wonderful website that you can view here that will explain more.  In the meantime, look for the program to hit the networks on Sept 5th, at 8 pm.  You can go to the website and read up on the idea here:  http://www.standup2cancer.org/  Let’s not be idle and let others do the fighting…there is something that we all can do…what are you willing to do to help?  Let’s envision a future without cancer!!!

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       If you knew that your child, sister, brother, father, mother or someone important to you was in danger…would you take action to change what was about to happen?  I would say that most of us would agree, that if we could change the chances of our loved ones being in danger or suffering….most of us would do the thing that it would require to keep them safe! (more…)

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