How Much Is A Life Worth?

        Ok, I want to know…who gets to decide how much a life is worth in an insurance agency?  I read about a woman in Oregon who has lung cancer.  It was treated in the past and she was in remission; and then, it came back.  Her doctor recommended a course of drug treatment that would cost around $4,000.00 a month to treat it.  Her insurance refused to pay. However, they had an alternative suggestion.

        There was another drug that they WERE willing to pay for…it was medicine that cost a mere $50.00…it was for a physician assisted suicide. 

         The first medicine would have extended her life for approximately another 4 to 6 months…therefore costing a maximum of $24,000.00; compare that to a $50.00 death sentence; and, you will see that a life is worth somewhere in the middle; if it were up to that particular insurance company.  If the medication would have helped her to survive for 5 years or more they would have probably covered it; according to their 5 year, 5% survival rate after the five years.  It may be helpful to remind yourself that insurance is a booming business…you have to have it; and yet, basically you are gambling with the money that you pay in for premiums…they may or may not choose to cover you.

         So now you know how much a life is worth in case you need to know.  This woman was blessed to have a caring doctor who was somehow able to get the medication from the pharmaceutical company for her.  Hopefully, the medication will give her additional time with her friends and family. 

        However, she is not alone in this experience…it happens every day.  You may want to check your insurance coverage to see where you stand and how much value your insurance company places on your life!  Isn’t it outrageous that you are only valuable to your insurance company when you are healthy and paying your premiums…not when you need them to cover you, like they are supposed to do? 

       

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She Chose Death Over Moving…How Sad Is That?

        I heard a recent news story about a woman in Germany who chose to commit suicide over moving to a nursing home.   Did she not have loved ones to live with; or some other option?   She consulted with a knowledgable person about what drugs/chemicals to mix together to kill herself because she said she had no wish to struggle with a mediocre life.  She was not going to live the rest of her life, living what she considered to be a less than ideal lifestyle for the rest of her life; how sad is that?  Some families park their elders in a home and neglect to visit them; maybe she was afraid of being abandoned in this way.

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John Edwards Endorses Barack Obama

         In Grand Rapids, Michigan, today, John Edwards endorsed Barack Obama as his choice for the Democratic nomination.  His words were powerful.  Those same words were met by cheers and shows of encouragement that rival the excitement of any famous rock band’s groupies.  This does not bode well for Hillary Clinton.

          If John Edwards had spoken like this at any of the debates when he was vying for support in his own candidacy he would have gotten the nod himself.  He had the crowd in the palm of his hand.  What this means to Hillary Clinton’s campaign, is that they are in even more of a fight then, they were a week ago.  It is probably an uphill climb.

           There have been reports that the Clinton campaign was given a heads up about Edward’s decision to back Obama.  It will be known as a dark day to them…one they may not be able to overcome.

            The thing is…it seems to me, that over the last few years; the parties that are involved in politics, have forgotten the plight of the average John and Joanne Doe.  The working class man & women are struggling in ways that threaten to fracture the so called middle class, to such a degree that there will no longer be a definative middle class.  People are hurting financially.  The medical insurance plight of America is creating a whole new kind of poverty…those who have insurance; but, not enough to survive caustrophic illness.  Those without insurance get very little medical care at all. 

        These issues are what is fueling a need for change.  Whether Obama is the one to do it…who knows.  The republicans are watching the duel between Obama and Clinton closely, mark my words.  This contest of power is going to challenge the Republicans in a way they have never been challenged before…running against the first African-American or, against the first Woman to run for President of the United States.  John McCain is going to be up against some pretty persuasive people.

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